In the Fed's twenty twenty-five survey, average family net worth topped one point two four million dollars. The median, or middle family's wealth, was about two hundred sixteen thousand. Net worth means assets minus debts. Both figures use twenty twenty-five dollars. Economists estimate that the wealthiest one-tenth of one percent of adults held seven point one percent of wealth in nineteen seventy-eight, and fifteen point seven percent in twenty sixteen. In the Fed's separate household series, the top one percent's share rose from twenty-two point eight percent in the third quarter of nineteen eighty-nine to thirty-two point five percent in the second quarter of twenty twenty-six. Over that same period, the bottom half's share fell from three point five percent to two point three percent. The Fed found little overall change in wealth inequality from twenty twenty-two to twenty twenty-five. The longer record shows rising concentration. Large fortunes pull the average upward. It was nearly six times the median. The full figures and history are at Public Rot.